Credit and payments.Made for next gen.

Start with Paizy AI, which answers questions about credit, EMIs and your spending, and a free credit score check. A metal card, a credit line and UPI are coming soon.

Joining the waitlist isn’t a credit approval.

From 8:40 to 22:10.

Paizy AI is here now. The card, the Credit Line and UPI are coming soon. Here’s how they fit one ordinary day.

08:40Paizy UPI

Metro, paid by UPI.

Make, receive and manage UPI payments, connected to your Paizy credit.

Coming soon. Rolling out to early members first.

13:15Paizy Credit Card

Lunch goes on the card.

A metal card for everyday spends, with rewards and offers.

Coming soon. Offered by our partner bank, subject to approval.

18:30Paizy Credit Line

Draw only what you need.

Interest only on the amount you use. Repay within a week or a month, or convert to EMIs.

Coming soon. Offered by our partner bank, subject to approval.

22:10Paizy AI

Ask how the day went.

Ask about credit, EMIs, credit scores or your own spending. Check your credit score for free, as a soft check that doesn’t affect it. Paizy AI explains; it never makes credit decisions.

Available to early members now.

See the rate before you borrow and the due date before you pay. Paizy AI explains the rest, and nothing moves without your PIN.

The fine print, up front.

  • Paizy Credit Card and Paizy Credit Line will be offered by an RBI-licensed partner bank.
  • Checking your credit score in Paizy is a soft check. It doesn’t affect your score.
  • Every charge is shown before you confirm. Nothing appears later.
  • Your data is encrypted in transit, sensitive details are encrypted at rest, and it is never sold.

Before you ask.

A technology platform for credit and payments. Today that means Paizy AI and a free credit score check. A credit card, a credit line and UPI are coming next.

Ask Paizy AI about credit, EMIs, credit scores and your own Paizy account and spending, and check your credit score for free.

No. It’s a soft check, which doesn’t affect your credit score.

They’re rolling out to early members first. We’ll email you when they’re available to you.

Paizy Credit Card and Paizy Credit Line will be offered by an RBI-licensed partner bank.

Draw only what you need and pay interest only on what you use. Repay within a week or a month, or convert to EMIs. Offered by our partner bank, subject to approval.

No. Paizy AI explains and gives insights. Final eligibility and limits are decided by the partner bank.

Only with your confirmation. Actions like freezing your card need your PIN.

No. Joining the waitlist isn’t a credit approval.

Tomorrow couldstart on Paizy.

Joining the waitlist isn’t a credit approval.

We invite people in batches. Paizy AI and the credit score check come first. The card, Credit Line and UPI roll out to early members after that, each subject to KYC and our partner bank’s approval.